葉銀華
姓名 葉銀華
職稱 教授
學歷 國立台灣大學商研所財務博士
專長 公司治理、家族企業與傳承、合併與收購、金融機構管理
課程 財務報表分析、公司治理、企業合併與收購、公司治理個案分析
聯絡電話 03-5712121 Ext. 31294
傳真 03-5729915
電子郵件
電子郵件 yinhua.yeh@gmail.com
辦公室 管理一館M-413室
電子郵件 yinhua.yeh@gmail.com
個人著作參考網址 報章與專欄
個人履歷 個人履歷
國家 學校名稱 系所 學位 期間
中華民國 國立台灣大學 商研所財務組 博士 1989.09 ~ 1993.06
服務機關名稱 單位 職務 期間
證券投信投顧公會 理事會 非會員理事 2022.07 ~ 迄今
台灣財務金融學會 理事會 理事 2022.07 ~ 迄今
元大寶華綜合經濟研究院 董事會 董事長(兼任) 2022.07 ~ 2023.07
保險發展中心 董事會 董事 2020.02 ~ 2023.02
行政院國家金融安定基金 管理委員會 委員 2018.01 ~ 2022.07
行政院國家發展基金 管理會 委員 2016.09 ~ 2020.01
中央存款保險公司 保險費率暨處理問題機構諮詢委員會 諮詢委員 2015.12 ~ 2017.11
元大金控、元大銀行、元大人壽、大眾銀行 董事會 獨立董事 2015.07 ~ 2022.06
證劵暨期貨市場發展基金會 董事會 董事 2015.04 ~ 2021.03
證券投信投顧公會 理事會 非會員理事 2013.07 ~ 2016.06
台灣證券交易所 上市審議委員會 委員 2013.01 ~ 迄今
證券櫃檯買賣中心 監察人 2012.08 ~ 2021.07
保險安定基金 董事會 董事 2010.10 ~ 2021.05
投資人保護中心 董事會 董事 2008.09 ~ 2010.08
行政院金融監督管理委員會 委員會 專任委員 2008.07 ~ 2012.06
台灣財務金融學會 理事會 理事、常務理事 2006.07 ~ 2013.06
輔仁大學 金融所 所長 2005.08 ~ 2008.07
輔仁大學 公司治理與企業倫理研究中心 主任 2005.08 ~ 2008.07
行政院金融重建基金 評價小組 委員兼副召集人 2005.07 ~ 2008.06
金融研究發展基金 管理委員會 委員、副主任委員 2005.06 ~ 2012.06
證券櫃檯買賣中心 上櫃審議委員會 委員 2005.04 ~ 2007.08
台灣證券交易所 常駐監察人 2004.07 ~ 2008.06
Hitotsubashi University Center for Economic Institutions Visiting Professor 2004.02 ~ 2004.05
Hong Kong University of Technology and Science Corporate Governance Center Visiting Scholar 2003.09 ~ 2003.12
行政院改革公司治理專案小組 專案小組 委員 2003.01 ~ 2003.08
中華公司治理協會 理事會 副理事長、常務理事、監事、理事 2002.04 ~ 2020.03
University of Washington Department of Finance Visiting Scholar 2000.09 ~ 2001.02
輔仁大學 金融所/國際貿易與金融 專任教授 2000.08 ~ 2012.07
台灣大學 財金系 兼任副教授、教授 1996.08 ~ 2005.07
輔仁大學 金融所/國際貿易與金融 專任副教授 1995.08 ~ 2000.07
年度 論文名稱
2024 Yin-Hua, Yeh and Chen-Chieh, Liao, Ownership Structure and Carbon Emissions Reduction, Pacific-Basin Finance Journal, Forthcoming , 2024
2023 Li, G. X. and Yin-Hua Yeh, Western Cultural Influence on Corporate Innovation: Evidence from Chinese Listed Companies, Global Finance Journal, Forthcoming, 2023
2021 Yeh, Yin-Hua and Chen-Chieh Liao, Are Non-family Successors All the Same? Inside-promoted vs. Outside-sourced, Journal of Corporate Finance, vol. Forthcoming, 2021
2021 Yeh, Yin-Hua and Chen-Chieh Liao, The Impact of Market and Industry Risk on Family Succession, North American Journal of Economics and Finance, vol. Vol. 55, January 2021, 101021, 2021
2020 Yeh, Yin-Hua and Chen-Chieh Liao, The Impact of Product Market Competition and Internal Corporate Governance on Family Succession, Pacific-Basin Finance Journal, vol. Vol. 62, September 2020, 101346, 2020
2020 Yeh, Yin-Hua and Juichia Lin, Investment-cash flow sensitivity to Internal Capital Markets and Ownership Structure: Evidence from Taiwanese Business Groups, Eurasian Business Review, vol. Published: April 2020, 2020
2020 Lin, Juichia and Yin-Hua, Yeh, Internal Capital Markets, Ownership Structure, and Investment Efficiency: Evidence from Taiwanese Business Groups, Pacific-Basin Finance Journal, vol. Vol. 60, April 2020, 101284, 2020
2019 Yeh, Yin-Hua and Chen-Chieh Liao, The Effect of Estate Tax Change on the Controlling Shareholding Structure and Corporate Value of Family Firms, Corporate Governance: An International Review, vol. 27 (1), 33-44, 2019
2019 Yeh, Yin-Hua, Corporate Governance and Family Succession: New Evidence from Taiwan, Pacific-Basin Finance Journal, vol. Vol. 57, October 2019, 10096757, 2019
2018 Chou H. I, P. A. Hamill and Yin-Hua Yeh, Are All Regulatory Compliant Independent Director Appointments the Same? An Analysis of Taiwanese Board Appointments, Journal of Corporate Finance , vol. 50, pp. 371-387, 2018
2018 Liu, C. L. and Yin-Hua Yeh, Ownership Concentration and Bank Risk: International Study on Acquisitions, European Journal of Finance, vol. 24 (9), pp. 761-808, 2018
2016 Yeh, Y. H. and H. I. Chou, Corporate Governance in Taiwan: A Survey, Taiwan Economic Review, 44, pp. 127-184, Oct. 2016
2016 Yeh, Yin-Hua, Pei-Gi Shu, and Y. W. Yang, How Insiders’ Personal Incentives and Timeliness of Information Revelation: Are Related to Their Sales Timing, Review of Pacific Basin Financial Markets and Policies, 19(2), pp. 165009(1-26), 2016
2015 Shu, Pei-Gi, Yin-Hua Yeh, S. B. Chiu and Y. W. Yang, Board External Connectedness and Earnings Management, Asia Pacific Management Review, 20(4), pp. 265-274, 2015
2015 Yeh, Y. H., P. G. Shu, and M. S. Kuo, Corporate Governance and Private Equity Placements, Review of Pacific Basin Financial Markets and Policies, 18(2), pp. 1550013(1-31), 2015
2015 Bennedsen, M., J. Fan, M. Jian, and Y. H. Yeh, The Family Business Map: Framework, Selective Survey, and Evidence from Chinese Family Firm Succession, Journal of Corporate Finance, 33, pp. 212-226, 2015
2014 Guo, R. J., and Y. H. Yeh, The Composition and Effectiveness of Audit Committees in the Presence of Large Controlling Shareholders, Journal of Applied Corporate Finance, 26(3), pp. 96-104, 2014
2014 Yeh, Y. H., P. G. Shu and T. L. Chiang, Affiliation and Professionalism: The Alternative Perspectives in Decomposing Board Structure of Financial Institutions, International Review of Economics & Finance, 32, pp. 159-174, 2014
2013 Woidtke T., and Y. H. Yeh, Corporate Governance and the Informativeness of Accounting Earnings: The Role of the Audit Committee, Pacific-Basin Finance Journal , 23, pp. 1-24, Jun. 2013
2013 Shu, P. G., Y. H. Yeh, S. B. Chiu, and L. H. Wang, The Impact of Managerial Optimism on Investment-Cash Flow Sensitivity, Asia Pacific Journal of Research in Business Management, vol. 4, 5, pp. 23-29, May. 2013
2013 Shu, P. G., Y. H. Yeh, T. L. Chiang, and J. Y. Hung, Managerial Overconfidence and Share Repurchase, International Review and Finance, vol. 13, 1, pp. 39-65, Mar. 2013
2013 Yeh, Y. H., P. G. Shu and S. B. Chiu, Political Connection, Corporate Governance and Preferential Bank Loan, Pacific-Basin Finance Journal , 21, pp. 1079-1101, Jan. 2013
2013 Shu, P. G., Y. H. Yeh, S. B. Chiu, and L. H. Wang, The Impact of Market-nurtured Optimism on Mergers: Empirical Evidence by the Taiwan’s Equity Market, Review of Pacific Basin Financial Markets and Policies, 2013
2013 Shu, P. G., Y. H. Yeh, C. L. Chiou, and W. T. Wang, Managerial Overconfidence, the Odds of Completing a Merger, and Post-Merger Performance, Review of Securities and Futures Markets, 25(2), pp. 129-160, 2013
2012 Yeh, Y. H., P. G. Shu, and Y. H. Su, Related Party Transaction and Corporate Governance, Pacific-Basin Finance Journal , vol. 20, 5, pp. 755-776, Nov. 2012
2012 Tasi, L. J., P. G. Shu, Y. H. Yeh and S. L. Chen, The Role of Culture on Country Governance, Radix International Journal of Research in Social Science, vol. 1, 7, pp. 95-133, Jul. 2012
2012 Yeh, Y. H., P. G. Shu, Y. H. Su, and F. S. Ho, Board Structure, Intra-Industry Competition and R&D Announcement Effect, Review of Pacific Basin Financial Markets and Policies, vol. 15, 2, Jun. 2012
2011 Yeh, Y. H., H. Chung, and C. L. Liu, Committee Independence and Financial Institution Performance during the 2007-08 Credit Crunch: Evidence from a Multi-country Study, Corporate Governance: An International Review, vol. 19, 5, pp. 437-458, Sep. 2011
2011 Shu, P. G., S. B. Chiu, Y. H. Yeh, and M. H. Kuo, A Close-up of Individual Repurchase of Stocks, Review of Securities and Futures Markets, vol. 23, 1, pp. 125-158, Mar. 2011
2010 Shu, P. G., Yeh, Y. H., and S. B. Chiu, The Reputation Effect of Venture Capital, Review of Quantitative Finance & Accounting, vol. 36, 4, pp. 533-554, Jun. 2010
2009 Yeh, Y. H., P. G. Shu, T. S. Lee, and Y. H. Su, Non-tradable Share Reform and Corporate Governance in Chinese Stock Market, Corporate Governance: An International Review , vol. 17, 4, pp. 457-475, Jul. 2009
2009 Shu, P. G., Y. H. Yeh, and Y. H, Su, Decisions of IPO Reviewing Committee – Causes and Consequences, Emerging Market Finance and Trade, vol. 45, 3, pp. 67-82, May. 2009
2008 Yeh, Y. H., P. G. Shu, and Y. H. Su, The Causes of Voluntary Resignation of Independent Directors, Corporate Ownership and Control, vol. 5, 4, pp. 112-118, Jul. 2008
2008 Yeh, Y. H., T. S. Lee, and P. G. Shu, The Agency Problems Embedded in Firm’s Equity Investment, Journal of Business Ethics, 79, pp. 151-166, Apr. 2008
2008 Yeh, Y. H., P. G. Shu, and R. J Guo, Ownership Structure and IPO Valuation, Financial Management , vol. 37, 1, pp. 141-161, Mar. 2008
2005 Yeh, Y. H. and T. Woidtke, Commitment or Entrenchment? Controlling Shareholders and Board Composition, Journal of Banking and Finance, vol. 29, 7, pp. 1857-1885, Jul. 2005
2005 Shu, P. G., Y. H. Yeh, S. B. Chiu, and H. C. Chen, Are Taiwanese Individual Investors Reluctant to Realize Their Losses?, Pacific-Basin Finance Journal , vol. 13, 2, pp. 201-223, Mar. 2005
2005 Yeh, Y. H., Do the Controlling Shareholders Enhance Corporate Value?, Corporate Governance: An International Review, vol. 13, 2, pp. 313-324, Mar. 2005
2004 Shu, P. G., Y. H. Yeh and Y. C. Huang, Stock Price and Trading Volume Effects Associated with Changes in the MSCI Free Indices: Evidence from Taiwanese Firms Added to and Deleted from the Indices, Review of Pacific Basin Financial Markets and Policies, vol. 7, 4, pp. 471-491, Dec. 2004
2004 T. S. Lee, and Y. H. Yeh, Corporate Governance and Financial Distress: Evidence from Taiwan, Corporate Governance: An International Review , vol. 12, 3, pp. 378-388, Jul. 2004
2004 Shu, P. G., S. B. Chiu, H. C. Chen, and Y. H. Yeh, Does Trading Improve Individual Investor Performance?, Review of Quantitative Finance and Accounting, 22, pp. 199-217, May. 2004
2004 Lee, T. S., Y. H. Yeh, S. B. Chiu, and T. P. Shao, Financial Contracting under Information Asymmetry-The Application of Convertible Debt with Reset Provision, Advances in Quantitative Analysis of Finance and Accounting, vol. 1, 1, pp. 199-218, Apr. 2004
2004 葉銀華、蘇裕惠、柯承恩與李德冠, 公司治理機制對於關係人交易的影響, 證券市場發展季刊, vol. 15, 4, pp. 69-106, Jan. 2004
年度 論文名稱
2021 James Jui-Chia Lin, Yin-Hua Yeh, The Double-Edged Sword: An Analysis of Auditors’ Social Ties with Investment Bankers and Insiders at IPO Firms, 15th NYCU International Finance Conference., Dec. 2021
2021 Yin-Hua Yeh; Chen-Chieh Liao  , Are Non-family Successors All the Same? Inside promoted vs. Outside sourced, The 28th Annual Conference on Pacific Basin Finance, Economics, Accounting and Management & The 14th NCTU International Finance Conference., Jan. 2021
2020 Choy, H., Lin, J. J., Yeh, Y.H., Does partner-level industry specialization matter? Evidence from improvement in clients’ investment efficiency, 交大會計合作論壇暨第二屆學術年會:北京交大主辦(2020), Dec. 2020
2019 Yin-Hua Yeh , Chen-Chieh Liao, Are Family Successors the Best Choice for Firms Operating in High Risk Environments?, Twenty-Sixth Annual Conference of The Multinational Finance Society, 2019, Jerusalem, Israel
2019 Yin-Hua Yeh, James Juichia Lin, Internal Capital Market, Ownership Structure, and Investment Efficiency:Evidence from Taiwanese Business Groups, 29th Eurasia Business and Economics Society (EBES) Conference, 2019, Lisbon, Portugal
2017 Yin-Hua Yeh; Chen-Chieh Liao , The Impact of Product Market Competition and Internal Corporate Governance on Family Succession, The 11 th NCTU International Finance Conference., Dec. 2017
2017 Yeh, Yin-Hua, Pei-Gi Shu and Ya-Chun Tang, "The Effects of Corporate Governance and Family Succession on Investment-Cash Flow Sensitivity" , 24th Annual Conference Multinational Finance Society, 2017, Bucharest Romania
2015 Yeh, Yin-Hua, Pei-Gi Shu and Yi-Tzu Hung, “Revisiting the Diversification Discount”, The 23rd Annual Conference on Pacific Basin Finance, Economics, Accounting, and Management, 2015, Hochiminh City, Vietnam
2015 Pei-Gi Shu, Yin-Hua Yeh and Chao-Ting Chen, What Do Board Members Learn from their External Connectedness? The Case of Firm Diversification, ICEF 2015- 17th International Conference on Economics and Finance, 2015, Berlin, Germany
2013 Yin-Hua Yeh and Pei-Gi Shu, How Insiders’ Personal Incentives and Timeliness of Information Revelation Are Related to Their Sales Timing, 2013 International conference on Business and Information, (Others), 2013, Bali, Indonesia
2012 Y. H. Yeh, P. G. Shu, and M. S. Kuo, Corporate Governance and Private Equity Placements, The World Finance & Banking Symposium, (Others), 2012, Shanghai, China
2012 P. G. Shu, Y. H. Yeh, and Y. H. Su, Managerial Overconfidence and Share Repurchase, 2012 Behavioural Finance Working Group/Mergers and Acquisitions Centre Conference, (Others), 2012, London, UK
2011 Shu, P. G., Y. H. Yeh, and Y. H. Su, Managerial Overconfidence and Share Repurchase, 2011 FMA Asian Conference, (Others), 2011, Queenstown, New Zealand
2010 Yeh, Y. H., P. G. Shu, and Y. H. Su, Political Connection, Corporate Governance and Preferential Bank Loan, European Financial Management Association 2010 Conference, (Others), 2010, Aarhus, Denmark
2010 Yeh, Y. H., P. G. Shu, and L. J. Tsai, Corporate Governance, Diversification and Firm Value, European Financial Management Association 2010 Conference, (Others), 2010, Aarhus, Denmark
2008 Yeh, Y. H., P. G. Shu, Y. H. Su, and F. S. Ho, Board Structure, Intra-Industry Competition, and the R&D Announcement Effect, European Financial Management Association 2008 Conference, (Others), 2008, Athens, Greece
2008 Fan, J. P. H., M. Jian, and Y. H. Yeh, Successions in Emerging Markets: The Roles of Specialized Assets and Transfer Costs, European financial Management Association 2008 Conference, (Others), 2008, Athens, Greece
2007 Fan, J. P. H., M. Jian, and Y. H. Yeh, Family Firm Successions in Asia, Workshop on Family Firms, (Others), 2007, Tokyo, Japan
2007 Shu, P. G., Y. H. Yeh, and Y. H. Su, The Decisions of the IPO Reviewing Committee – Causes and Consequences, European Financial Management Association 2007 Conference, (Others), 2007, Vienna, Austria
2007 Guo, R. J., and Y. H. Yeh, Audit Committee, Ownership Structure, and Firm Valuation: Evidence from East Asian Markets, European Financial Management Association 2007 Conference, (Others), 2007, Vienna, Austria
2007 Yeh, Y. H., and T. Woidtke, Corporate Governance and the Informativeness of Accounting Earnings: The Role of the Audit Committee, The Second International Conference on Asia-Pacific Financial Markets, (Others), 2007, Seoul, Korea
2006 Yeh, Y. H., and P. G. Shu, How Boards Are Structured for Financial Institutions? A Perspective of Affiliation and Professionalism, The 30th Anniversary of the Journal of Banking and Finance conference, (Others), 2006, Beijing, China
2006 Yeh, Y. H., T. S. Lee, and P. G. Shu, The Agency Problems Embedded in Firm’s Equity Investment, The World Business Ethics Forum, (Others), 2006, Hong Kong and Macau
2005 Yeh, Y. H., Taiwan Corporate Governance System, The Third International Corporate Governance Conference, (Others), 2005, Business School of Nankai University, Tainjin, China
2005 Yeh, Y. H., and P. G. Shu, Ownership Structure and IPO Valuation, 2005 International Conference on Corporate Governance, (Others), 2005, Taipei, Taiwan
2004 Fan, P. H., and Y. H. Yeh, The Succession of Family Firms: Evidence from an Emerging Market, Hitotsubashi Workshop on Corporate Governance in East Asia, (Others), 2004, Tokyo, Japa
2004 Yeh, Y. H. and T. Woidtke, Commitment or Entrenchment?: Controlling Shareholders and Board Composition, 2004 Annual Meeting of the Financial Management Association International, (Others), 2004, New Orleans, Louisiana, USA
年度 書名
2021 如何避開地雷股, 天下雜誌, Aug. 2021
2021 公司治理:個案與分析模式, 第三版, 滄海書局, Jan. 2021
2020 公司治理:全球觀點、台灣體驗, 第三版, 滄海書局, Jun. 2020
2017 公司治理:全球觀點、台灣體驗, 第二版, 滄海書局, Jan. 2017
2017 公司治理:個案與分析模式, 第二版, 滄海書局, Jan. 2017
2016 兩岸金融市場, 滄海書局, 2016
2015 公司治理:個案與分析模式, 滄海, 9789863630036, 392, Jan. 1970
2015 公司治理:全球觀點、台灣體驗, 滄海, 9789863630005, 416, Jan. 1970
2013 兩岸金融與人民幣市場, 前程文化, 9789865774035, 579, Jan. 1970
2008 CG6004公司治理制度評量通用版作業說明書, 中華公司治理協會, Jan. 1970
2008 實踐公司治理, 聯經出版社, 9789570832532, Jan. 1970
2006 Can Corporate Governance Variables Enhance the Prediction Power of Accounting-Based Financial Distress Prediction Models?, Financial Distress and Bankruptcy Prediction-An Introduction, Magnus School of Business Publisher, Jan. 1970
2005 Family Control and Corporate Governance: Evidence from Taiwan, Lang, L. H. P., Governance and Expropriation, Jan. 1970
2005 蒸發的股王:領先發現地雷危機, 商智文化, 9789867969897, Jan. 1970
2004 Relationship-Based Systems and Corporate Governance Reform in Taiwan, The Governance of East Asian Corporations, Palgrave Macmillan, Jan. 1970
2004 透視上市公司─聰明選股‧遠離地雷, 先覺, 9861340017, Jan. 1970
2002 公司治理與評等系統, 商智文化, 9867969340, Jan. 1970
年度 參與人 計畫類別 計畫名稱 職稱/擔任之工作 補助/委託或合作機構
2022 研究計畫 公司治理結構對公司敏捷性的影響: 董事會、股權與管理層級結構 (3年期) 計畫主持人 科技部
2022 研究計畫 股權結構、碳排放減量與股票報酬 計畫主持人 科技部
2019 研究計畫 家族企業接班人面臨的挑戰:富會超過三代? (3年期) 計畫主持人 科技部
2017 研究計畫 遺贈稅變動對家族企業控股結構、傳承與投資決策的影響 (2年期) 計畫主持人 科技部
2014 研究計畫 集團之股權結構形成、財務決策與企業傳承 (3年期) 計畫主持人 科技部
2011 研究計畫 全球銀行業董事會組成對於多角化與併購績效之影響:金融海嘯前中後之驗證 (3年期) 計畫主持人 科技部
2009 研究計畫 公司治理與集團企業:長期驗證 (2年期) 計畫主持人 科技部
2006 研究計畫 公司理財整合型研究--長期股權結構變動的成因與影響:家族控股的治理機制 (3年期) 計畫主持人 科技部
2005 研究計畫 公司治理與盈餘資訊內涵:東亞之實證(2/2) 計畫主持人 科技部
2004 研究計畫 公司治理與盈餘資訊內涵:東亞之實證(1/2) 計畫主持人 科技部
2003 研究計畫 創業家族的傳承與公司治理:理論與實證 計畫主持人 科技部
2002 研究計畫 控制股東、董事會組成對於公司監理的影響 計畫主持人 科技部
2001 研究計畫 整合公司治理、會計資訊與總體經濟敏感度之財務危機模型 計畫主持人 科技部
2000 研究計畫 市場區隔與股票異常報酬之研究-中國大陸A、B股市場 計畫主持人 科技部
2000 研究計畫 家族控股集團年底股票異常報酬與盈餘管理之研究:台灣與香港股市之研究 計畫主持人 科技部
1998 研究計畫 家族控股、核心企業與報酬互動性之研究─台灣與香港證券市場之比較 計畫主持人 科技部
1999 研究計畫 經理人利益衝突決策與基金績效之研究 計畫主持人 科技部
1999 研究計畫 國際產業關聯性對股票報酬訊息傳遞的影響—台灣與美國電子業 計畫主持人 科技部
1998 研究計畫 亞洲新興市場外國股權限制、價格差異與報酬互動─中國大陸與泰國股市之研究 計畫主持人 科技部
1997 研究計畫 家族控股、董事會組成與經營績效─台灣家族企業管治機制之研究 計畫主持人 科技部
年度 類別 獎項名稱 頒獎單位
2023 校外榮譽 Best Paper Award 45th Eurasia Business and Economics Society Conference
2022 校外榮譽 論文三等獎 交大會計合作論壇暨第四屆學術年會
2021 校外榮譽 論文二等獎 交大會計合作論壇暨第三屆學術年會
2019 校外榮譽 Best Paper Award 29th Eurasia Business and Economics Society Conference
2007 校外榮譽 The Best Paper Award Asia-Pacific Corporate Governance Conference
2005 校內榮譽 傑出研究獎 輔仁大學
2004 校外榮譽 第四屆證券暨期貨金椽獎學術論文獎 證券暨期貨市場發展基金會
2003 校內榮譽 學術研究獎 輔仁大學
2002 校外榮譽 第三屆證券暨期貨金椽獎學術論文獎 證券暨期貨市場發展基金會
2000 校內榮譽 教學績優獎 輔仁大學
2000 校外榮譽 The Best Paper Award Asia Pacific Finance Association
2000 校外榮譽 傑出論文獎 管理評論
1999 校內榮譽 學術研究獎 輔仁大學